An HRA allows an employer to set aside dollars to help the employee pay for their family's health insurance, out-of-pocket medical expenses, or any combination thereof. It will allow you to effectively shift much of the financial responsibility of health care expenses to your employees without significantly reducing their benefits, or increasing their costs.
This seminar is designed to help attendees understand health care plans and costs.
8:30 a.m. - 10:20 a.m.
I. Historical Health And Future Health Care Cost Trends
A. What Are The Current Health Care Trends?
B. What Have Employers Traditionally Done To Control Costs?
C. Why Are These Traditional Costs No Longer Effective?
10:20 a.m. - 10:30 a.m.
10:30 a.m. - 11:30 a.m.
II. The Insurance Marketplace And Trends
A. Historical Changes In The Group Health Insurance Marketplace
B. Midwest Insurance Carrier Trends
C. A Review Of New Consumer-Driven Insurance Products
11:30 a.m. - 12:30 p.m.
Lunch (On Your Own)
12:30 p.m. - 2:50 p.m.
III. Strategies To Control Health Care Cost
A. Comprehensive Health Promotion
B. Defined Contribution Plans
C. Consumer-Driven Approaches
2:50 p.m. - 3:00 p.m.
3:00 p.m. - 4:30 p.m.
IV. Legal Issues Related To Health Care Plans
A. Health Reimbursement Accounts – The Devil Is In The Details
B. Recent Legislation Affecting Spending Accounts Including The New HSAs
C. Recent Benefit Legal Issues