This program is prepared to assist you to understand and to implement an HRA and a high deductible health plan. By taking you from definitions and regulations to concept and finally to implementation. This one-day program will help you understand HRAs.
Topics to be discussed include:
- A Short History Of Benefits
- What Is An HRA?
- The Changing Landscape
- Implementing The Consumer-Driven HRA
- What Is The Future Of Health Care?
8:30 a.m. - 9:00 a.m.
I. Introductions And The Basics Of Health Insurance
A. History Of Health Insurance
B. Origin Of Managed Care
C. Developing Changes
9:00 a.m. - 10:20 a.m.
II. The Changing Landscape
A. Understanding The Progression Of Health Insurance
B. Managing The Cost
C. Employer Perspective
D. Employee Reaction
10:20 a.m. - 10:30 a.m.
10:30 a.m. - 11:45 a.m.
III. Why's Of Section 125
A. 25% Credit Card vs. The Tax Free Bank Concept
B. Quick Calculation For Determining Projected Tax Savings To Owner
C. Intangible Benefits To The Employer
D. Available Benefits To The Employer
11:45 a.m. - 12:00 p.m.
IV. Morning Wrap-Up And Questions Session
12:00 p.m. - 1:00 p.m.
Lunch (On Your Own)
1:00 p.m. - 2:00 p.m.
V. Where Is The Future Of Health Care?
A. Realistic Objections
B. Spread The Risk
C. Employee Re-Education
D. Employer Requirements (Budget, Change, Knowledge Of Employee Needs)
2:00 p.m. - 2:10 p.m.
2:10 p.m. - 3:00 p.m.
VI. How To Shop The Market
A. Choosing A Team
B. Establishing A Timeline (i.e. Carrier Requirements)
C. Selecting A Carrier
D. How To Evaluate A Proposal
E. Installing A Changing Carrier's Product
3:00 p.m. - 4:15 p.m.
VII. FSAs MSAs HRAs Section 105
A. What Are They?
B. How They Help
C. Section 105 – The Small Business Secret Weapon
4:15 p.m. - 4:30 p.m.
VIII. Questions And Answers