This one-day seminar is designed to give an understanding of the Workers' Compensation program as it relates to the California Insurance system.
Topics to be discussed include:
- How Workers' Compensation Insurance In California Works
- How Is Your Insurance Premium Calculated
- How Can Employers Reduce Their Insurance Premiums
- Challenging Your Experience Modification
9:00 a.m. - 9:30 a.m.
I. Overview – Opening Remarks
A. The State Of Workers' Compensation Insurance/Legislation In California
9:30 a.m. - 10:30 a.m.
II. How Workers' Compensation Insurance In California Works
A. Insurance Requirements
B. Alternatives To Insurance
C. Penalties For Failure To Insure
10:30 a.m. - 10:45 a.m.
10:45 a.m. - 12:00 p.m.
III. How Is Your Insurance Premium Calculated?
B. Classification Of Employees
C. Experience Modification
D. Workers' Compensation Insurance Rating Bureau
12:00 p.m. - 1:00 p.m.
Lunch (On Your Own)
1:00 p.m. - 2:30 p.m.
IV. How Can Employers Reduce Their Insurance Premiums By Better
A. Understanding How A Workers' Compensation Claim Is Litigated
B. Identifying Key Periods Where Employer Involvement Will Yield Better Results
C. Effectively Dealing With Your Workers' Compensation Insurance Carrier/Adjuster
D. Creative Strategies For Bringing Workers' Compensation Claims To Conclusion
2:30 p.m. - 2:45 p.m.
2:45 p.m. - 4:00 p.m.
V. Challenging Your Experience Modification
A. Challenging Computation Of Prior Losses
B. Challenging Employee/Job Classifications
C. Effective Strategies For Dealing With An Insurance Audit
1. Know The Rules
2. Get Your Documentation In Order
3. Payroll Issues
4:00 p.m. - 4:30 p.m.
VI. Questions And Answers