This basic-to-intermediate level course will provide professionals with the legal framework to collect consumer debt. Those who should attend include: Attorneys, Paralegals, In-House Counsel, Collections and Loan Officers, Credit Managers, Bankers, Controllers, Presidents/Vice Presidents
Tread Carefully...But Ensure Your Clients Get Paid
Winning a judgment against a bad debt doesn't necessarily mean cash in hand. Do you have the information you need to ensure payment of the debt - while keeping in compliance with strict guidelines governing consumer collections? Don't rush in unprepared. Maximize your chances of recovery with the practical solutions you'll gain at this definitive seminar. Enroll today!
Uncover assets - including property - that can help you maximize monetary recovery.
Stay in compliance: follow the guidelines governing actions permitted or restricted by the FDCPA.
Learn effective (and legal!) ways to get the debtor's attention when moving forward with a lawsuit.
Learn how to use wage garnishments and attachments to successfully collect judgments.
Take the steps necessary to protect your client's rights when the debtor files for bankruptcy.
PRE-SUIT COLLECTION STRATEGIES 9:00 - 10:00, Regan Lewis
How to Decide Whether to Pursue Collection
Preventative Collection - Collecting Without Filing a Lawsuit
Designing a Collections System
How to Discover Assets - Finding Property From Which to Collect
THE FAIR DEBT COLLECTION PRACTICES ACT 10:15 - 11:15, Kevin Linder
Statutory Background and Preemption
Scope of the FDCPA
Understanding the Actions Permitted or Restricted by the Act
Liability and Defenses
FILING THE LAWSUIT - DEVELOPING DEFINITIVE STRATEGIES 11:15 - 12:15, Regan Lewis
Knowing the Debtor
How to Effectively Get the Debtor's Attention
COLLECTING THE JUDGMENT 1:15 - 2:15, Frank W. Ierulli
Use of Judgment Liens on Real Property
Use of Judgment Liens on Personal Property
Writs of Execution, Seize and Sale by Sheriff, Creditor Priority
Exemptions by Debtor
THE IMPACT OF BANKRUPTCY ON COLLECTIONS 2:15 - 3:15, Kevin Linder