Cash Flow Analysis Webinar
Time: 10:00 AM PST | 01:00 PM EST
Duration: 60 Minutes
Instructor: Apryl Kelly
Determining the ability of an entity to generate cash flow is essential whenever the repayment of a loan extends beyond one year. Cash flow analysis measures the ability of an entity to generate sufficient cash to operate the business successfully and have excess cash to service the annual debt payment requirements. Understanding how to calculate and interpret cash flow is essential for a successful banker.
Why Should you Attend:
This webinar is designed to assist bankers in calculating cash flow utilizing the Universal Cash Flow Analysis method (UCA). This method is used often by bankers to determine the flow of cash into and out of a business entity. The training session will start by defining cash flow and identifying potential sources and uses of cash and then illustrating how cash flow analysis acts as a process of converting an Accrual Basis financial statement into a Cash Basis financial statement. The Rules of Cash Flow will also be covered when determining cash flow generation from changes in asset, liability and capital accounts on the balance sheet over time. The highlight of the course will be the calculation of a full UCA from the beginning to the end.
Objectives of the Presentation:
The objectives of the presentation are to explain about:
- Comparison of the traditional cash flow method (Net Income + Depreciation + Interest divided by annual debt service) to the UCA model
- The rules of cash flow
- Accrual Basis versus the Cash Basis of preparing financial statements and how cash flow analysis links the two together
- How each amount on a Universal Cash Analysis is calculated and their meaning
- A Fast Cash Analysis method which can achieve the same results in less time than utilizing the UCA method.
- An Illustration on how Cash Flow Analysis is used to transition an Accrual Basis Financial Statement into a Statement of Cash Flow (or Cash Basis Statement) because loans are repaid with cash and not profits.